J.P. Morgan Wealth Management

What you will be able to do with this connection

This connection setup enables 2 features:

1. Route money into your Chase Bank depository account (also called “pushing” funds).
2. Transfer funds from a pod to J.P. Morgan Wealth Management (also called “pulling” funds).

Requirements to Connect

• You have an account with J.P. Morgan Wealth Management.
  • You have a depository account with Chase Bank (if you wish to use the push method)
• You have a Sequence account.
• You will need whatever device you use Sequence on - desktop or laptop.
• You may encounter some Multi-Factor Authentication (MFA). So, may need 1 or more of:
  • Whatever device you receive text messages on
  • Whatever device you use to access the J.P. Morgan Wealth Management Mobile app
  • Whatever device you use to access your preferred authenticator app

Connection Instructions

Currently, investment accounts are discoverable via Plaid. Therefore, investment accounts can be added to Sequence via Plaid, resulting in the visibility of account balances. However, no routing or account numbers are available for J.P. Morgan Wealth Management's investment accounts, which means you cannot directly route to investment accounts at J.P. Morgan Wealth Management.

Below, two methods are detailed for routing money to J.P. Morgan Wealth Management:

1. In the pull method, funds are routed to a pod in Sequence, and an EFT from the pod to J.P. Morgan Wealth Management is made at J.P. Morgan.
2. In the push method, funds are routed to a Chase depository account in Sequence, and a transfer is executed at Chase from the depository account to the investment account.

The Pull Method: Using an EFT at J.P. Morgan Wealth Management

This process will be familiar if you’ve used an EFT (electronic funds transfer) to transfer money from a bank account to J.P. Morgan Wealth Management. If this is your first EFT setup at J.P. Morgan Wealth Management, you’ll find this guide helpful.

The below method has two overall tasks:

1. Create a pod in your Sequence money map.
2. Add the pod created in task 1 to J.P. Morgan Wealth Management’s list of eligible EFT sources.

💡 Use Sequence rules to fill your investment pod. Then, use J.P. Morgan Wealth Management’s frequency-based recurring transfers to automatically pull funds from your Sequence pod.

Task 1: Create a pod in your Sequence money map

1. Click this link to navigate to the Sequence login page.

2. Click the Add Pod button on the bottom center of your money map.

3. Give your pod a name and select a Beneficiary from the dropdown menu.

4. You should now have your newly created pod visible as a node in your Sequence money map.

5. Click on your pod to open the slide-out drawer containing the details view.

6. You should see a routing number and account number for the pod. You will need these for the next task.

   

Task 2: Add your Sequence pod to J.P. Morgan Wealth Management’s list of eligible EFT sources

There are two methods for adding your pod to J.P. Morgan Wealth Management:

• The Chase desktop browser app

  1. Use your preferred browser to log in to Chase.

  2. You should be on the Accounts screen.

  3. On the upper navbar, click on Investments.

     

  4. From the expanded menu, click on “Transfer money.”

     

  5. You should be on the Transfer money | Schedule transfer screen.

     

  6. Below the “Transfer from” field, click on “Link an external account.”

     

  7. You may select your desired pod if it is already linked elsewhere in the Chase ecosystem from the side view that slides out.

  8. If your desired pod is not listed:

     1. Click “Add a new external account.”

        

        Specific account numbers have been blurred for security purposes.

     2. On the next screen, select “Add account manually.” You will need to verify your pod via the trial deposit method.

        

     3. On the next screen you will need your routing and account numbers from task 1. Add them in the designated fields.

     4. The “Account type” field should be set to checking.

     5. The bank name should automatically appear as “Thread Bank.”

     6. Give your account a memorable nickname in the “Account nickname” field.

     7. Click the Next button.

     8. Once the test deposits have been received in your pod, log in at Chase and navigate to “Pay & transfer” ➡️ “External accounts”

        

     9. Click on the verification link for your pod.

     10. Complete the verification process by entering the appropriate trial deposit amounts in whole numbers.

     11. Continue setting up your transfer as normal to complete the process.

  9. If you’re not currently there, you should navigate to “Pay & transfer | Transfer Money | Schedule transfer.”

     

  10. In the “Transfer from” field, select your pod created in task 1.

  11. Select your investment account in the “Transfer to” field.

  12. Specify the amount you wish to transfer in the Amount field and adjust the date in the “Send on” field if necessary.

      🗒️ An optional note of up to 32 characters can be entered in the “Note to self” field.

      ⏰ If you wish to make this a repeating transfer, such as monthly or weekly, set the “Set up repeating transfers” switch to the on position and set your frequency options.

  13. Click the Next button.

  14. Review your selected options. If everything is correct, click the blue “Transfer money” (or “Set up repeating transfers”) button.

• The Chase mobile app

   📱 While there are multiple paths to completing this task, we’ve tried to provide the method with the least taps and screens.

  1. On your mobile device, open the Chase App and log in.

  2. You should be on the Accounts screen.

  3. On the lower navbar, tap on “Pay & transfer.”

     

  4. On the “Pay & transfer” screen, tap on Transfers icon.

     

  5. From the menu that appears, tap on “Brokerage transfers.”

     

  6. Below the “Transfer from” field, click on “Link an external account.”

     

  7. You may select your desired pod if it is already linked elsewhere in the Chase ecosystem from the side view that slides out.

  8. If your desired pod is not listed:

     1. Tap “Add a new external account.”

     2. On the next screen, select “Add account manually.” You will need to verify your pod via the trial deposit method.

        

     3. On the next screen you will need your routing and account numbers from task 1. Add them in the designated fields.

     4. The bank name should automatically appear as “Thread Bank” when the routing and account numbers are added.

     5. Tap the Next button.

        

     6. The “Account type” field should be set to checking.

     7. The Purpose field should be set to Personal.

     8. Give your account a memorable nickname in the “Account nickname” field.

     9. Tap the Next button.

        

     10. Once the test deposits have been received in your pod, log in at Chase and navigate to “Pay & transfer” ➡️ “Settings” ➡️ “External accounts”

     11. Click on the verification link for your pod.

     12. Complete the verification process by entering the appropriate trial deposit amounts in whole numbers.

     13. Continue setting up your transfer as normal to complete the process.

  9. If you’re not currently there, you should navigate to “Pay & transfer | Transfer | Brokerage transfers.”

  10. In the “Transfer from” field, select your pod created in task 1.

  11. Select your investment account in the “Transfer to” field.

  12. Specify the amount you wish to transfer in the Amount field and adjust the date in the “Transfer date” field if necessary.

      🗒️ An optional note of up to 32 characters can be entered in the “Note to self” field.

      ⏰ If you wish to make this a repeating transfer, such as monthly or weekly, set the “Set up repeating transfers” switch to the on position and set your frequency options.

  13. Click the Next button.

  14. Review your selected options. If everything is correct, click the blue “Transfer money” (or “Set up repeating transfers”) button.

The Push Method: Using Sequence to route money to Chase checking/savings

We’ll use Sequence to route money to a Chase savings/checking account in this method. Once funds are inside a Chase banking account, we will set up an automated transfer to a Chase Investment account. There is only one option for automating transfers inside the Chase ecosystem.

The below method has three overall tasks:

1. Add your Chase checking/savings account to your Sequence money map.
2. Create rules in Sequence to route money to Chase.
3. Automate routing of funds inside the Chase ecosystem.

Task 1: Add your Chase depository account to Sequence

You may skip this task if your Chase depository account is already added to Sequence.

In the example below, we will add a Chase checking account.

1. Click this link to navigate to the Sequence login page. Complete the login process.

2. On the bottom center of your money map, click the Add Account button.

3. Select the Beneficiary and then click on “Depository account.”

4. Chase should appear as selectable by default. Click Chase.

5. You should now be in a Finicity workflow. Click the Next button.

   

6. Continue working through the Finicity workflow.

7. When prompted, sign in using your Chase credentials. Verify your identity as necessary.

8. You should reach a point where your Chase bank accounts are displayed. Select the account(s) you would like to connect.

9. Click Continue and let Finicity do its connection magic 🪄.

Task 2: Create rule(s) in Sequence

In this task, we will create an example rule using Sequence. This example uses a simple port-to-checking account rule. Rules can also be created to run from a pod or external account. Your rule(s) will be unique to your financial goals.

1. Ensure you have a port and your desired Chase bank account included in your Sequence money map.

   

2. Click on your port and drag a line from the plus sign (+) at the bottom of the port node to your Chase account node. This will trigger the rule workflow.

3. In this example, we will select a “Triggered by incoming funds rule.”

4. The “Incoming funds rule” details view will slide out from the side of your screen.

5. This example does not employ any condition(s). You may add them to your rule as you see fit.

6. ☢️The action on this rule is set to Transfer percentage of incoming funds of 10% to Chase checking. Again, the rules you choose may be different in order to meet your financial goals.

   

7. Click the Save button to save the rule to your Sequence money map.

Task 3: Automate in the Chase ecosystem

There is one way to automate the movement of funds inside the Chase financial ecosystem. Chase’s scheduled transfers will always be either one-time transfers or frequency-based (monthly on a given day of the month). In this how-to guide, we will demo the one-time version.

Below, we detail two methods of implementation:

• Chase Checking & Chase Investments via desktop browser apps

  1. Use your preferred browser to log in to Chase.

  2. You should be on the Accounts screen.

  3. On the top navbar, navigate to “Pay & transfer | Transfer Money | Schedule transfer.”

     

  4. In the “Transfer from” field, select your Chase Checking account.

  5. Select your investment account in the “Transfer to” field.

  6. Specify the amount you wish to transfer in the Amount field and adjust the date in the “Send on” field if necessary.

     🗒️ An optional note of up to 32 characters can be entered in the “Note to self” field.

     ⏰ If you wish to make this a repeating transfer, such as monthly or weekly, set the “Set up repeating transfers” switch to the on position and set your frequency options.

  7. Click the Next button.

  8. Review your selected options. If everything is correct, click the blue “Transfer money” (or “Set up repeating transfers”) button.

   ✅ This should complete Task 3 for a Chase Investment account.

   

• Chase Checking & Chase Investments via the Chase mobile app

  📱 While there are multiple paths to completing this task, we’ve tried to provide the method with the least taps and screens.

  1. On your mobile device, open the Chase App and log in.

  2. You should be on the Accounts screen.

  3. On the lower navbar, tap on “Pay & transfer.”

     

  4. On the “Pay & transfer” screen, tap on Transfers icon.

     

  5. From the menu that appears, tap on “Brokerage transfers.”

     

  6. In the “Transfer from” field, select your Chase checking account.

  7. Select your investment account in the “Transfer to” field.

  8. Specify the amount you wish to transfer in the Amount field and adjust the date in the “Transfer date” field if necessary.

     🗒️ An optional note of up to 32 characters can be entered in the “Note to self” field.

     ⏰ If you wish to make this a repeating transfer, such as monthly or weekly, set the “Set up repeating transfers” switch to the on position and set your frequency options.

  9. Click the Next button.

  10. Review your selected options. If everything is correct, click the blue “Transfer money” (or “Set up repeating transfers”) button.

   ✅ This should complete Task 3 for an Active Sofi Invest account.

   

Testing

If you would like to test your connection, you can go to your Sequence Activity Log and run a manual transfer by clicking on the “Transfer Manually” button located in the upper right of the Activity Log screen.

⚡ For faster manual transfers use money already in a pod. Transfers from pods to external accounts are 2x faster than transfers from external accounts to external accounts.